Home and mortgage
This home's price, your deposit, the mortgage, Stamp Duty and the cash you would need.
Your maximum budget
Not set yet. Set the ceiling you are willing to pay and every home is shown against it.
First-time buyer
Applies first-time buyer relief where eligible
- Mortgage amount
- £0
- Deposit
- £0
- Loan-to-value (LTV)
- Needs a price
Use different figures for this home
Using your household figures. Only this home's price and local costs change.
Cash needed to buy this home
Your figures and Go Locate estimates, labelled line by line — including Stamp Duty.
Conveyancing
Go Locate estimate
£1,600
Survey
Go Locate estimate
£750
Mortgage and product fees
Go Locate estimate
£1,000
Removals
Go Locate estimate
£650
First year buildings insurance
Go Locate estimate
£280
Moving and furnishing allowance
Go Locate estimate · Optional
£1,500
Estimated total cash required
£5,780
Your monthly picture appears here
Add your monthly take-home pay and we will show how this home's costs sit against it — nothing is assumed or filled in for you.
Go Locate Affordability
Go Locate Affordability: Not ready
Add monthly take-home pay so we can show how this home fits your income.
This is a household-budget indicator based on the figures and estimates shown. It is not a lender affordability assessment, mortgage approval or financial advice.
Your estimated monthly cost of living here
£—
Enter a property price to see the full picture
Cash needed to buy this home
£—
What makes up this figure
Home & property costs
Specific to this home
£684/mo
Estimated monthly cost of living here
£684
If rates rise
The same home and the same commitments, with your mortgage repriced.
Rate you entered
4.5%
£684
per month in total
Rate +1%
5.5%
£684
per month in total
Rate +2%
6.5%
£684
per month in total
If household take-home fell by 10%
Add a take-home figure to see this scenario.
All figures are estimates for guidance only, based on the assumptions you entered. This is not financial, mortgage or investment advice, and Go Locate does not compare or recommend mortgage products or assess lender eligibility. Stamp Duty uses standard residential rates for England and Northern Ireland. Speak to a regulated adviser before committing to a purchase.
Next: what should I do?
Once a home suits you and the numbers work, your Buying Journey walks through every step from offer to move-in.