The buying roadmap
Step 1
Prepare finances
Know your budget and get mortgage-ready.
Mortgage broker or adviserStep 2
Find & assess
Search anywhere and check each home against your life.
Step 3
Offer & protect
Offer, then survey and value before you commit.
Mortgage broker or adviserSurveyorStep 4
Legal work
Searches, contract and enquiries up to exchange.
ConveyancerBuildings and home insuranceStep 5
Moving day
Insurance, removals and completion.
ConveyancerBuildings and home insuranceRemoval companyStorageStep 6
Settle in
Utilities, broadband and the first jobs at home.
Utilities and broadband
Services for each step
What each one does, and when in the journey to sort it
Mortgage broker or adviser
Works out what you can borrow and arranges the mortgage itself.
Conveyancer
Does the legal work: title, contract, searches and registration.
Surveyor
Inspects the building for you and reports defects and risks.
Buildings and home insurance
Buildings cover, which your lender requires from exchange.
Removal company
Packs and moves everything on completion day.
Storage
Bridges a gap between moving out and moving in.
Utilities and broadband
Energy, water, council tax and broadband set up at the new address.
Every step, in order
Where this guidance comes from
This buyer guide is general information about the UK buying process — not legal, financial, mortgage or insurance advice, and not a whole-of-market comparison. Cost ranges are indicative. There is no provider directory yet: when there is, listings will come from verified records and approved sources such as the relevant professional registers, never scraped from third-party directories. Any commercial relationship will be labelled Go Locate Partner, shown separately from organic listings, and will never change your Property Check, Life Fit or Financial Fit. Nothing is shared with a provider unless you choose them and agree to it.